Environmentally Sensitive Habitant Calls for Innovative Thinking Assignment

Environmentally Sensitive Habitant Calls for Innovative Thinking - Assignment Example In the past years, erosion has compromised the stability of the river meanders that resulted in â€Å"numerous slip failures in the river banks and of the flood defense embarkments.† The unstable river banks now possess hazards to the residents of the area as well as to those boats and crafts navigating through the river. Undertaking the riverbank stabilization project for Darford Creek is Team Van Oord4 under project Manager EC Harris. Team Van Oord shall work closely with ARUP5, the designer of the project. The task of the company is to â€Å"maintain the integrity of the flood defense embankments along two sections of the west bank†6 and at the same time provide for environmental measures and enhancements to product the sensitive habitat of the Creek area. As a form of habitat enhancement, Team Van Oord creates an engineered salt marsh habitat. The total budget for the project amounts to  £ 3.6 million. The construction project is good for 60 weeks. The construction is under the supervision of the Environment Agency. To stabilize the flood embankments, the contractors need to install a combination of steel sheet piling and timber brushwood faggots. According to the design of the project, the brushwood faggots shall be placed in front of the piling and supported by brushwood stakes. The general idea of this design is that the current of the river will bring about silt which could be captured and trapped in between the brushwood. The trapped silt will eventually accumulate to a certain degree and bury the brushwood faggots. Once the brushwood faggots are completely buried under the silt and sediments, it will become part of the flood embankment system and at the same time create a new salt marsh habitat. The project is deemed as a long term solution to the river bank erosion problem as well as aid in the restoration and protection of the endangered habitat.

Fast Food Nation Essay Example for Free

Fast Food Nation Essay â€Å"Fast Food Nation† is a film directed by Richard Linklater and it was released in the year 2006. This is one of those films, which provide new sources of thinking to a generation. This film deals with a large number of topics, which are old but still existing on our planet. Among these topics the mentionable ones are gender, ethnicity, class, sexual orientation and oppression. The film also shows that although being different parts of the social strata – these things are actually well related with each other. They act not only in the small communities but also throughout the world. There is no bar for these topics among the developed and developing countries in the present day world. â€Å"Fast Food Nation† upholds the problems, which are old enough to have been erased by now. But as a matter of fact, they still loom large in the human societies of all standards. Don Anderson is the main character of the movie. He is the famous Anderson who is known for the preparation of â€Å"Big One† of Mickey’s hamburger. This shows how the protagonist of the film is connected with the world of fast food. The main thing around which the film is constructed is to judge whether these businesses are honest or not. Anderson is not a bad human being but as a matter of fact he does not seem to know everything that is associated with his business. He finds one fault with the products of his company and travels to Cody in Colorado to trace the source of these bad and unhealthy ingredients in the products. Cody in Colorado is the center for the preparation of all the products of Mickey’s. Very soon Anderson comes to know about the faults that are actually taking place while manufacturing the products of his company. These are some of the most horrible truths waiting for him. The film has dealt with some other complicacies as well. Among them, the most important one is the exploitation of the illegal immigrants. People come to America to win a good fortune from various corners of the world. Mexico is one of these countries from where a number of illegal immigrants come in search of jobs. Very soon after entering the country they are exploited by the white settlers of the United States of America. Fast food culture has given birth to a huge industry in this country and most of the immigrants are taken in for the jobs that are available in this industry. Cheap labor is the main reason why the companies are always interested in taking these employees. By doing this, they can also earn a huge amount of profit within short time. (Linklater, et al, 2006) The tagline of â€Å"Fast Food Nation† says â€Å"The Truth Is Hard To Swallow†. In a way this film introduces the audience with the modern day world where almost every vice is present in the society just as they used to exist in the past. The presence of cow manure in the Mickey’s product is highly symbolic as it shows the commonly found tendency to live by cheating on others. A fast food nation like USA today looks after only the benefits from the business and not after the quality of service they are providing the customers with. This is the harsh truth, which Don Anderson discovers in his own company while visiting Cody in Colorado. â€Å"Fast Food Nation† is a movie that concentrates on many of the recent problems, which we come across in the modern world. Apart from that there are also other problems, which are not felt by us. Some of the downtrodden people have to face these truths in their lives. This is really unfortunate as we talk about the overall development of the world we act in a very hypocritical way. According to some of the well known critics â€Å"Fast Food Nation† is a well made angry movie which vents out the idealistic wrath on the wrong way in which the nation like USA is traveling towards a so called progress. It is obviously a credit going to Richard Linklater for the fact that he has chosen such a sensitive subject on which the economy of USA is dependent to a great extent. The glamour-less style of the movie is one of the most important symbolic, which is followed throughout the movie. We all know that America is a country of glamour and this is why a movie based on this country is hoped to be flashing with glamour and style. Unlike all other movies, â€Å"Fast Food Nation† is an entirely anti-glamour movie where all the characters are the dwellers of a very indifferent land. Truth hidden beneath the glamour is the main motive of this movie and this is why Linklater has focused more on incidents rather than the glamorous aspect of the film. (Morris, 2006) Linklater is very much successful in taking the audience to the root of the problems. He takes the audience to the slaughterhouses where raw materials for hamburger are produced. Visiting these places the audience is able to go through a series of events, which are revealing about how USA still deals on the grounds of race, gender and ethnicity. The Mexican immigrants are nothing better than the cows, which are slaughtered for the production. They are also exploited to a huge extent. By connecting to the story of the Mexican border Linklater actually introduces the audience with another horrible truth, which is looming large in the country. The country, which boasts of its democracy, is itself a system of exploitation and this is something, which Fast Food Nation deals with very carefully. Uniglobe is the meat plant where the team of Mexican workers joins. This is the place where the white Americans take the full advantage over the Mexicans as they have come in the country obtaining illegal process. It is very shocking to see a white that works as the floor supervisor threats the Mexican workers to kill them through the slaughtering machine unless they work properly. This show of rudeness opens up the horrible way in which the white people in American society are still dealing with the Mexicans. Money is the main thing, which draws the poor Mexicans to this vast land of USA where they have neither identity nor respect. There is a scene in the movie where a Mexican falls inside the slaughtering machine and loses his hand, which is chopped by the blade. The terrible scene is something, which agitates the audience to the core. Fast Food Nation not only focuses on the macro system of the society but also on the micro system where the workers are exploited at the same rate. We see the troubles, which are faced by Sylvia, the Mexican young woman who starts working as a hotel room cleaner. She faced huge problems in the slaughterhouse of Uniglobe where her husband and sister continue to work. The dangers of crossing the border are one of the most important elements, which the movie has dealt with. It shows the extent of risk, which the Mexicans are ready to undertake for their survival. Throughout the film it has dealt with huge problems in modern America. But the most important thing about them is the fact that everything, which happens in the life of the Mexican friends, is also the parts of the greater American life. Exploitation and all the other associated elements in the movie are actually representing the wholesome picture of the United States of America.   (Mother Jones, 2006) The use of satire in the film is a main thing, which consolidates the theme even more. There are actually three narrative parts that have been used in this movie. The pattern of the movie is very much like the documentary films, which shows the true picture of the world and easily deal with even some of the most controversial topics. Apart from human cruelty, animal cruelty is also an integral part of the film. However, the movie also concentrates on the matter of sexual orientation, which is a big issue in today’s America. Amber, the role played by Ashley Johnson, faces problems seeing the difference of sexual orientations among her friend. She asks her close friends not to meet cute looking boys, believing that they practice homosexuality. This is somehow associated with the slaughterhouse atmosphere and the theme thus becomes more convincing.

Social Class in Charles Dickens Great Expectations Essay -- Great Exp

Social Class in Charles Dickens' "Great Expectations" During the 19th century, Britain was entering a new era. The reign of Queen Victoria had brought about many exciting propositions, with industry leading the way at the forefront. Due to the Industrial Revolution and the fact that Britain was being ruled by a woman, the action of 'Great Expectations' was occurring against the backdrop of major social and cultural changes. Although Britain, as a whole, was becoming exceedingly richer, the Industrial Revolution that was taking place also spawned great poverty. The working conditions in the factories were deplorable. Child labour was prevalent and the slums of large cities, such as London, bred transgression, crime and disease. Only men of property had the right to vote, so the proletariats were excluded from the political system, impeding the aristocrats to take any action on the matters of lower classed citizens. Women had few rights and little choice but to marry and upon doing so everything they owned, inherited and earned automatically belonged to their husband. It was in this underside of society and the injustices of life in Victorian Britain that Charles Dickens' found the material for his novels. These injustices are exactly what link Mrs. Joe Gargery, a downtrodden and poor blacksmith's wife, to Miss Havisham, an 'immensely rich and grim lady who lived in a large and dismal house'. Mrs. Joe Gargery and Miss Havisham may be of totally divergent classes, but they both suffer the detriments of life in Victorian Britain. Although Mrs. Joe Gargery and Miss Havisham are quite idiosyncratic and eccentric characters, they are both examples of very inexorable and domineering women. The eccentricitie... ...dumbfounded and destroyed, beyond the point of repair, and her quirky and peculiar idiosyncrasies fade away. Dickens' chose two very different female characters, which both helped and hindered Pips journey to becoming a gentlemen. In my opinion, I think Dickens' created these characters to show that in both ends of the social spectrum, there are still people who are not happy. Dickens' intended message about women that he tried to portray in this book is mixed. In Mrs Joe Gargery, he shows strength and dominance over men, where as in Miss Havisham, he shows total dependence on men, and we see her world fall to pieces without one. I think he decided to use such extreme characters to help readers understand and realise that not all women are the same. They can vary from being confident and domineering, to being dependant on others and very impressionable.

Let’s be Lefties for a Day Essay

During the â€Å"Let’s be lefties† experiment, I found it very difficult to complete my everyday morning tasks without using my right hand. Some of the things I did that day were laundry, dishes, (which took double the time) and writing with my left hand as well. According to the Huffington post, left handed people make up about only ten percent of the population, but researchers have found that in populations with certain mental disorders, rates increases. According to a recent study published in the Journal of Economic Perspectives, lefties make about 10 to 12 percent less annually than righties. The paper, written by Joshua Goodman, an economist at Harvard’s Kennedy School, is the first study to document the income gap between right-handed and left-handed people. It may have something to do with how left-handedness correlates with other attributes. Goodman found that left-handed people have more emotional and behavioral problems, have more learning disabilitie s such as dyslexia, complete less schooling, and work in occupations requiring less cognitive skill. In his research, Goodman analyzed five data sets from the U.S. and the U.K. that all look at how being left handed affects cognitive skill and income over a set amount of time. Goodman found that about 11 to 13 percent of the population is left-handed, a finding that prior research supports. Now that we’ve discussed the experiment along with some theories and facts about being left handed, we will now look at the importance of understanding cultural, ethnic, and gender differences by managers and professionals in a business setting. Diversity basically refers to the ways people differ from one another. People differ from each other in many ways such as culturally, ethnically and by gender. It can be difficult at times working as a team  with individuals from different backgrounds. Managers must understand the advantages and disadvantages brought on by different cultures. Cultural and ethnic differences are a fact of life in the workplace. People tend to stereotype individuals from other cultures or races. This can be challenging but must improve. To be effective and provide a better working environment, managers and employees need to recognize, respect, and capitalize on their differences. This will and can reduce stress and make a better workplace. Women in the workplace are still at a disadvantage. Women are regarded as inferior to men at the workplace in relation to job level and salary. In order to understand diversity in a professional workplace, it requires organization to develop policies and procedures that employees need to follow. According to the Health and Humans Services organization, cultural and linguistic competence are a set of behaviors, attitudes, and policies that enables effective work in cross-cultural situations and conveys information that is easily understood by diverse audiences. According to Huffington post, there is still a lot of work to be done with educating people in the acceptance of the diverse cultures and ethnic groups. In conclusion, we can offer videos, literature, activity and role playing as ways to educate individuals to better adjust to the diverse cultures that are around us. Acceptance and respect are the biggest issues. As a manager, we must first accept and acknowledge the culture and learn to grow.

Chagrin, Woman versus the Society

James Joyce’s â€Å"Clay† and Guy de Maupassant’s â€Å"The Diamond Necklace† satirize the conflict between woman and society. They illustrate the lives of two very physically different women of the common class and how they struggle against their environment, for society and fate seal their lives with chagrin. Joyce is more effective than Maupassant in revealing the fictional character in relation to community and social environment, because Joyce uses plot, design, perspective, and language to show subtly what the clay means in the story, wherein the clay depicts Maria’s frailty and commonness, and a life of conflict with herself and her environment, which she is not aware of, while Maupassant employs more of plot, narration, and character to enact a woman’s satirical lifelong struggle to resist her fate, which led her, paradoxically, to become her destiny, after all. Joyce does not reveal the meaning of the title â€Å"Clay† in the plot, which makes it quite difficult to understand the plot and its connection with clay. Soon the plot exposes itself- it is a story about how something so simple can be so complicated too. Maria’s simple life has its own complications, because she struggles with society and her destiny. Joyce provides details about Maria’s life and how she goes about it, day in and day out. For Maria, she is an efficient and reliable person, and a peacemaker. She feels proud of her work, which is portrayed in the barmbracks that she confirms she made herself. She also states that she is happy with her life, even if she has no companion, and she tells Fleming that â€Å"she didn’t want any ring or man either† (Joyce 184). The ring represents the synecdoche for marriage. The ring is also mentioned several times in the story, once by Fleming, once by Maria, and then during the game at Joe’s house. This ring represents Maria’s struggle. Apparently, there exists a gap between her self-perceptions and social perceptions of herself. Maria thinks of herself as more superior. She views Fleming as having the â€Å"notions of a common woman† (Joyce 184), and yet Maria herself is exceedingly common. When Maria thinks about how many minutes her travels are, â€Å"twenty minutes† here and there, it underscores how empty her life is in that she fills it with ordinary numbers. Maria also wants to think that she is happy with being single, but when Fleming jokes her about it, she â€Å"laughed†¦. with disappointed shyness† (Joyce 184). â€Å"Disappointed† juxtaposes with the satisfaction that Maria feels, which accentuates that she is not at all content with her life. The plot expresses, nevertheless, the cluelessness of Maria about herself, which makes it more effective to depict chagrin in several ways. Readers will also feel chagrin, because Maria is not just physically frail; she is also mentally and emotionally frail too. Maupassant employs plot that also does not readily give away the ending. His story satirizes a woman’s struggle to resist her fate, which led her, ironically, to become her destiny. Loisel feels that she is born for something greater, and yet, as Maupassant illustrates, she was born: â€Å"as if through an error of destiny, into a family of clerks† (Maupassant 297). This â€Å"error† implies how Loisel sees her whole life: a huge â€Å"error† of fate. But â€Å"error† takes in a new life, as Loisel makes the biggest of all- borrowing Mme. Forestier’s diamond necklace. This necklace brings Loisel the happiest day of her life, when she receives the life she dreams of- attention, richness, and fame. Ironically, this necklace also seals Loisel’s fate to poverty and toil, both of which she detests. She loses the diamond necklace and she and her husband paid for it for ten years, only to discover in the ending, that the necklace is false. The ending shows the climax of the struggle and underlines that women cannot fight society and their destinies. The language that Joyce uses portrays the common language of Maria’s class. Joyce uses the words â€Å"spick and span† and â€Å"nice and bright,† which are words of commoners and their life of toil (Commentary 192). Words are also frequently repeated, which symbolizes the lack of sophistication in Maria’s life. The repetitive use of â€Å"And†¦And†¦. And† and â€Å"always†¦always† (Joyce 183) is a â€Å"syntactical pattern† (Commentary 192) of the disproportionate plainness of Maria’s viewpoint of her life, and how readers also come to understand how â€Å"boring† her life is. The language reinforces the plot that depicts Maria’s humdrum life, and exposes the struggle against society and fate. Maria ardently believes that she needs no man or ring, but when a common man gives her some attention, she floats in the air enough to forget her expensive plum cake. Thus, Maria cannot deny it; she yearns for a lifelong companion, someone her fate has denied her, and someone society is quick to point out as the source of her loneliness and unhappiness. Maupassant uses narration to illustrate the satire of Loisel’s conflict with her life. He narrates the thoughts of a woman’s yearning for a wealthy life. Loisel dreams of â€Å"elegant dinners, of the shining silver† (Maupassant 298). This narration represents the perspective of Loisel and her endless chagrin. The narration contrasts her life before and after, however, of a dream come true. Before the diamond necklace, Loisel has at least a maid and comfortable lodgings. After the loss of the diamond necklace, Loisel is forced to be who she does not want to be- a common working woman. Furthermore, Maupassant also uses strong characterization, as he narrates the changes in Loisel. From a â€Å"charming† young woman, Loisel transforms into â€Å"strong, hard woman, the crude woman of the poor household† (Maupassant 303). Loisel has become the person she hates, and she has learned to embrace the life she could not ever cherish. Maupassant, however, seems to want to rub it in on Loisel, when he ends the story with the revelation of the false diamond necklace. Loisel must have fainted, or even unsurprisingly, died from chagrin, after this revelation. Joyce predominantly uses the perspective of Maria, from his choice of words, although in a way, it is also revealed that Maria is not who she thinks she is, in the viewpoint of other people. In general, she believes that: â€Å"Everyone was so fond of Maria† (Joyce 183). However, the snide remarks about her spinsterhood, in the laundry shop and at her friend’s home, accentuates that people look down on her or pity her, because of her homeliness and state of singlehood. When Joyce says: â€Å"the tip of her nose nearly met the tip of her chin,† this remarks of how people slate her homely features (Joyce 183). Joyce also designs the story in a way that is not always too obvious, and he compels readers to do extra work, which makes the story more effective in revealing the character’s need for companionship. As readers analyze and research about the missing lines of the song â€Å"I Dreamt that I Dwelt,† this pursuit for something more about Maria ironically responds to the â€Å"attention† that Maria craves for. Joyce’s story design is also different from Maupassant’s â€Å"Moonlight,† because â€Å"Clay† has a different and more meaningful connotation. The clay represents Maria’s emotional and mental frailty. When she chooses clay, a joke of the next-door girls on her, and which is not even directly stated by Joyce, clay represents the mortality of human beings (Commentary 190). Clay also reinforces the meaning of the omitted song lines. Joyce illustrates that Maria unconsciously forgets these lines, because it tells of â€Å"suitors† and â€Å"vows† that fate neglected to give her. Clay hints that Maria will soon die without living life, wherein society says that a lived life equals to a married life. Joyce is more effective than Maupassant in disclosing the fictional character in relation to community and social environment, because Joyce uses plot, design, perspective, and language to show delicately what the clay indicates in the story. The clay portrays Maria’s frailty and commonness, and her conflict with her society and destiny. It is also a suggestion of her mortality, which is limited to a life of loneliness that she has to bear with. Maupassant, on the other hand, addresses the same conflict with dark humor and satire. Of the two, Joyce creates a more distinctive image of a woman who has nothing, who is more pitiable, because of her lack of awareness and admission of her life’s perpetual struggles.

FreeBSD OS essays

FreeBSD OS essays There are many operating systems out in the world at the current time, however as youve probably realized or would guess some are better than others. For example windows is the most well known and most used Operating System out on the market today and for the last few years. However just because its the one that is most known and used doesnt mean its the best. In fact there are many other Operating Systems that are much better. However each Operating System is better for its own section, though some are overall better. Windows is one of the best for user friendliness but isnt very powerful. However FreeBSD is user friendly (assuming that the person knows something about computers) and is extremely powerful and very stable. Two things that Windows does not have. Some things that make FreeBSD a better Operating System than others out on the market, well the first and most important is the ports tree FreeBSD has, it is Unix based, and has a very customizable kernel for the core of the system. The first thing that makes FreeBSD different from many other Operating Systems is its file system. Its somewhat the same as most other Unix file systems such as on Linux systems. (The FreeBSD Project) Though it has its own commands that allow it to do specific things only unique to FreeBSD. And a very large difference between the file system on a FreeBSD machine rather than a Windows machine is that the navigation of a FreeBSD consists of a hierarchy type system. Much different that a Windows machine has. With a different navigation system than on a Windows machine, this means that there is more control for a user inside their own computer. Also there are many different ways to show and list what files are in a folder and what folders are inside a directory, you can even find out what files are in a different directory without having to be inside it ...

How to Conjugate Italian Verbs Like a Native

How to Conjugate Italian Verbs Like a Native Learning vocabulary for nouns like â€Å"toothbrush† and â€Å"tomato† are important, but without verbs, they’re not as useful. Verbs are essential to communicating in any foreign language, and while Italian verbs have a consistent, logical pattern of conjugation, there are still many verbs that are irregular. Plus, even if you memorize all of the verb conjugations, being able to use them quickly in conversation is another story. I say this to emphasize the importance of getting a lot of practice with verbs both with written exercises and with plenty of speaking.    To get you started, or perhaps to fill in some gaps, below you can read about the three Italian verb categories along with suggestions for your studies so you can learn how to conjugate verbs like a native. Step 1) Learn the present tense conjugations of the verbs avere (to have) and essere (to be). They are the key to learning all of the other Italian verb conjugations. Step 2) Understand that Italian verbs fall into three categories of conjugations depending on the endings of the infinitive: -are verbs Comprare - To buyImparare - To learnMangiare - To eatParlare - To talk -ere verbs Credere - To believeLeggere - To readPrendere - To takeScendere - To get off, to descend -ire verbs Salire - To go upUscire - To go out The stem of regular verbs is obtained by dropping the infinitive ending. In English, the infinitive (linfinito) consists of to verb. Step 3) Recognize that Italian verbs are conjugated in the various persons, numbers, and tenses by adding the proper ending to the stem. To start, let’s use the regular verb â€Å"credere - to believe† as an example. io - credo noi - crediamo tu - credi voi - credete lui / lei / Lei - crede loro, Loro - credono Notice how the ending changes based on the subject. â€Å"I believe† is â€Å"credo† and â€Å"they believe† is â€Å"credono.† Let’s use the irregular verb â€Å"andare - to go† as another example. io - vado noi - andiamo tu - vai voi - andate lui / lei / Lei - va loro, Loro - vanno Since the endings are different for each subject, more often than not you can drop the pronoun. So, for example, instead of saying â€Å"Io credo - I believe,† you can just say â€Å"Credo - I believe† with the â€Å"io† as a subject pronoun. Step 4) Memorize the present tense conjugations of common, irregular verbs. These are â€Å"dovere - must,† â€Å"fare - to do, to make,† â€Å"potere - can, to be able to,† and â€Å"volere - to want.† Step 5) Learn how to use common verbs in the following tenses: Il presenteIl passato prossimoL’imperfetto How do you know which verbs are common? While you could use the lists of the most common verbs online, I think it’s more useful to think about the verbs you commonly use and learn how to be flexible with those. One exercise for figuring out which verbs those are is by writing short compositions about your life, like how to introduce yourself, talking about your family, and discussing your hobbies. You’ll start to notice which verbs are used most often and then you can focus on those to memorize. Tips: Note that in the third person plural the stress falls on the same syllable as in the third person singular form.In a pinch, you can always consult a table of verb endings to determine the correct tense.

How to get a job in medical billing

How to get a job in medical billing You’ve probably heard about how the healthcare job scene is growing by insane amount over the next 10 years. But if you’re not necessarily interested in the medical side of being an allied health professional, where does that leave you? The good news is that there are lots of administrative roles that are growing and opening right alongside the rest of the healthcare field. One such job is medical billing, because a fact of healthcare is that services need to be tracked and paid for accordingly. What does a medical biller do?Medical billers work behind the scenes in a medical office, hospital, or other healthcare facility. This is an administrative role, ensuring that patients (or their insurance companies) are accurately billed for the medical care they receive. Medical billing responsibilities may include:Tracking payment informationAssigning billing codes to a patient’s tests, procedures, and other healthcare servicesSubmitting and following up on invoices to patients and insurance companiesWorking with medical staff (like physicians and nurses) to ensure billing accuracyWorking with patients to set up payment plansMonitoring payment status and collectionsManaging patient records securely and accuratelyThis is typically a 9-to-5 kind of job, with a stable work week, since billers work primarily with data and patient information rather than in direct patient care.What skills do medical billers have?This is an entirely administrative role, so your skill set should be heavy on organization, attention to detail, and financial math.Organizational Skills:Â  Medical billers are responsible for ensuring that all medical procedures are billed accurately, whether to the patient or to the insurance company, so it’s important to have the ability to keep things moving cleanly and efficiently.Attention to Detail:Â  Errors in billing can lead to legal or financial problems, so it’s essential to be able to notice errors and confirm the a ccuracy of data before it goes out.Finance:Â  While this job typically doesn’t require advanced accounting, medical billers should have strong math skills and the ability to analyze billing and financial data.Discretion:Â  Healthcare information is usually highly confidential (and legally so), so medical billers need to be able to maintain that patient confidentiality at all times.What’s required to work in medical billing?Medical billing is a field you can enter without a college degree, though an associate’s degree in medical coding or health information technology can be an asset. Certification is not usually a requirement for medical billing clerks, but if you want to enhance your resume there is an optional certification by the AAPC (formerly known as the American Academy of Professional Coders).How much money do medical billers make?According to the U.S. Bureau of Labor Statistics, medical billing professionals make a median annual salary of $38,040 (or $18.29 per hour).What’s the outlook for medical billers?Per the U.S. Bureau of Labor Statistics, the demand for medical records and health information technicians (including billing professionals) will grow by 13% by 2024- faster than average for all jobs.If you want to work in the growing healthcare world, but find yourself drawn to the more administrative end of things, medical billing and coding can be a solid long-term choice for your health-related career path.

Pearl harbor Essay Example | Topics and Well Written Essays - 1000 words

Pearl harbor - Essay Example This paper briefly explores the Pearl Harbor attack, its background, and Japanese objectives associated with it. Friction between Japan and America had been escalating for several years due to Americas annoyance over Japans brutal war against China. The U.S. provided moral support to China which included: fateful step to cut off sales of oil, scrap metals, and tin to Japanese industry. Japan didnt own her own oil resources, therefore, the leadership sought after lucrative oil fields of the Dutch East Indies in South. In 1940, Nazi Germany occupied Dutch native soil in Europe. They left Dutch colonies in Asia in a relatively segregated and exposed position (Lee). Considering American opposition to war with China, Japanese leader presumed that America would intervene to their attacks on Dutch. U.S military forces stationed in Philippines (located between Japan and Dutch East Indies) and based out of Pearl Harbor posed a huge threat. Therefore, Japan initiated her Pacific War with a "knockout blow" at Pearl Harbor, with subsequent attacks planned for U.S. forces in Philippines and anywhere else. Japan held similar fears from Britain; therefore, they attacked British forces in Hong Kong, Malaya, and Singapore (Lee). Japans major objective was to cripple American Navy base in order to keep them from intervening Japanese invasion of the Dutch East Indies (Lee). They wanted to neutralize American power in Pacific Basin for at least six months (Burbeck 1).Another objective was to get time for Japan to strengthen its position and enhance its navy before losing their chances of victory. Moreover, Japan wanted to blow American morale. In order to maximize the effect, Japan targeted most prestigious battleships of U.S. Navy. Overall objective was to occupy Southeast Asia with any interference (Willmott 14). In order to achieve their goals, Japanese military crafted a detailed plan in which they took advantage of the information

Financial Accounting Theory Essay Example | Topics and Well Written Essays - 1500 words

Financial Accounting Theory - Essay Example The accounting frameworks are there for wide use of the financial statements of a company. A common framework of accounting would certainly be useful for the stakeholders of the company. But the criticism of the conceptual framework arises as these are not found so useful. The arguments are that the frameworks are not useful as there is lacking of practical evidences. The paper is an attempt to analyze that the conceptual frameworks of financial accounting are really useful or it is just a time wasting activity. Conceptual framework A conceptual framework is made for explaining the factors of the subject and thereby prepares a guideline for making a project. It is a kind of roadmap. The conceptual framework is a set of assumptions about the topic, the concepts, beliefs and theories about the topic. It is guidance to the persons who are associated with certain projects and also it is the guide to the users who are the other stakeholders of the project (Islamic Financial Institutions, n.d., p.1). For developing a conceptual framework experiential knowledge is most necessary to which doesn’t get needed attraction from the researchers. Because of this the conceptual frameworks are not so applicable in the practical field. ... Financial Accounting The existence of accounting theory is because it explains the existing practices and predicts the unobserved practices. The accounting theories also explains that why the firms follow some specific standards and should enable the users to forecast the attributes that may be followed by the firm (Schroeder, Clark & Cathey, 2010, p.1). The accounting theories are basically of two types Normative and positive. The normative theories of accounting are basically subjective and the positive accounting theories are mainly practical and verified enough (Kornai, 2008, p.124-125). The normative theories evolved over time and it shows that how the things should be and positive theories of accounting is more practical as it explain the cause of the event along with the definition of the things. For communicating with relevant information these accounting theories are needed by the accounting professionals and the base of the accounting theories are the conceptual frameworks (Nobes, 1997, p.4). W. A. Paton was the first one to make an accounting theory where he has expressed his views on the valuations of assets and liabilities and distribution of income and entity concepts. Since then the accountants understand the need of a generally accepted principle that will be followed by wide number of companies and their stakeholders. As a result of the great depression in the year 1929 the Generally Accepted Accounting Principle was emerged which was a set of accounting practices (Schroeder, Clark & Cathey, 2010, p.17). The next accounting theories were made by the researchers understanding the deficiencies of the existing framework. Since then some major accounting theories developed by the researchers like

Interaction design Assignment Example | Topics and Well Written Essays - 750 words

Interaction design - Assignment Example levant parts of the system are visible by use of suitable affordances that include; buttons, links, dropdown arrows, mouse cursor and highlight on mouse over. The scrollbars provide moving up and down affordances while the icons provide clicking on affordances (Rogers 115). Feedback implies sending information back to the user about what has been done like highlighting and animation and combinations of these. When login button is clicked on a â€Å"depressed† look is evident .Also constraints provide users with a range of usage possibilities e.g. Date time picker for birthday date. Efficiency on the other hand is evident in status updates and comments. When users write comments and post updates, the feed is immediately brought up to date. As a result the users get the feeling similar to natural result of typing. Facebook responsiveness truly encourages interaction among pals. Facebook has personalisation options that allow users to personalise pages and manage different features of their accounts. This flexibility attracts greater attention from the users and gives a more delighting user experience. Facebook tabbed chat feature gives users firmer sense of control and organization over their chatting actions. This feature also allows the users to perform more  than one task at the same time and use other Facebook features while chatting. Locus of attention is predominant in Windows with a darkened background. Upon selecting a picture a modal window with a dark background opens. The system is designed to block all the contents in the background, by doing this the users attention is drawn to the picture. The overall effect is to enable the user to view and interact with the picture with little effort. Errors and error recovery mechanism is proper. This help users recognize and diagnose errors. The place for displaying error messages is at the centre and is highlighted to get the users attention. The Error messages indicate what went wrong, where, and what the

Ethical dilemma Essay Example | Topics and Well Written Essays - 250 words - 3

Ethical dilemma - Essay Example The International labor Organization (ILO) 2007 statistics â€Å"there are about 218 million working children globally and accounting for about 20% of India’s GDP† (Gupta et.al 291). The annual cost of ending child labor includes the cost for providing income lost by the children and providing education. On the other hand, the benefit of eliminating child labor is more than seven times of that cost due to gains from increased human capital, fewer deaths from accidents and improved health (Gupta et.al 300). Therefore, child labor is a huge loss to the economy at large. The Kantianism principle would suggest all MNCs to apply strict child labor standards in all nations across the globe in order to eliminate overexploitation of children (Gupta et.al 301). The method used for acquiring the child labor such as kidnapping and buying children are harmful to the children. It results to health issues, compromising working and living conditions, underpayment, denies adults an opportunity for employment (Gupta et.al 291). The businesses with higher ethical standards have chance for long-term operations even though their income may not be very high. The consumers in host overseas countries expect MNCs to apply higher ethical standards than local companies (Gupta et.al 301) In conclusion, MNCs should set high child labor standards both in home country and overseas host countries to promote corporate social responsibility. The elimination of child labor will increase the productivity of the economy and eliminate exploitation of children. Gupta, Shruti; Pirsch, Julie & Girard, Tulay. An Empirical Examination of Multinational Ethical Dilemma: The Issue of Child Labor. â€Å"A Journal of Global Marketing, 23.† Taylor & Francis Group, LLC, (2010):

The Bill of Rights and Later Amendments Essay Example | Topics and Well Written Essays - 1250 words

The Bill of Rights and Later Amendments - Essay Example Due to the continuing reluctance of the Southern states in abolishing slavery, the federal government had found justification in going against state’s rights us protected by the Tenth Amendment by introducing the Fourteenth Amendment and establishing further federal authority to protect human rights. (Brown v. Board of Education of Topeka, Kansas [1954]. The right to vote by each citizen is not based on federal constitutional right but based on state’s right as protected by the Tenth Amendment and further explained in the Latin maxim Expressio unius est exclusio alterius (the express mention of one thing excludes all others) that applies to the federal governments powers (Calabresi and Prakash 1994). The powers of the federal government are limited to what is provided by the Constitution and all other powers are hence given to the state, giving them more independence and local autonomy. As an old rule, the federal government cpuld not interfere with state acts and must keep its interaction in arms length, avoiding any form of violation of each state’s rights. ... Furthermore, aside from the Equal protection clause that is also provided in the Fourteenth Amendment, the federal constitution does not guaranty political representation or right to vote. It was held in Alexander v. Daley (2000) that "The Equal Protection Clause does not protect the right of all citizens to vote, but rather the right of all qualified citizens to vote". Qualification to vote depends on state laws and so is the right to vote. The interpretation of the Tenth Amendment provides that it is the state who has the authority to provide for the voting rights of its citizens. The Constitution again has given respect to local state’s independence and autonomy. In the case of Bush v. Gore (2000), Chief Justice William Rehnquist and Associate Justice Antonin Scalia provided that "the individual citizen has no federal constitutional right to vote for electors for the President of the United States.". It is the state legislature who has vested power to choose presidential el ectors, the right is rooted from the Constitution that provides that â€Å"Each State shall appoint, in such manner as the Legislature therefore may direct, a number of Electors†¦Ã¢â‚¬  (Article II,  § 1, cl. 2). Individual citizens participate in the Presidential elections by voting a representative of their state (elector), who in turn would vote for the nominated and pledged candidate by the given state. State election is won by plurality of votes in each state as they chose for a senator or state representative that will represent them in Congress and in the Presidential elections (Patterson 8). A candidate must obtain an absolute majority in the Electoral College that is followed by most states except Maine and Nebraska whose votes are in proportion to the popular

Ethical dilemma Essay Example | Topics and Well Written Essays - 250 words - 3

Ethical dilemma - Essay Example The International labor Organization (ILO) 2007 statistics â€Å"there are about 218 million working children globally and accounting for about 20% of India’s GDP† (Gupta et.al 291). The annual cost of ending child labor includes the cost for providing income lost by the children and providing education. On the other hand, the benefit of eliminating child labor is more than seven times of that cost due to gains from increased human capital, fewer deaths from accidents and improved health (Gupta et.al 300). Therefore, child labor is a huge loss to the economy at large. The Kantianism principle would suggest all MNCs to apply strict child labor standards in all nations across the globe in order to eliminate overexploitation of children (Gupta et.al 301). The method used for acquiring the child labor such as kidnapping and buying children are harmful to the children. It results to health issues, compromising working and living conditions, underpayment, denies adults an opportunity for employment (Gupta et.al 291). The businesses with higher ethical standards have chance for long-term operations even though their income may not be very high. The consumers in host overseas countries expect MNCs to apply higher ethical standards than local companies (Gupta et.al 301) In conclusion, MNCs should set high child labor standards both in home country and overseas host countries to promote corporate social responsibility. The elimination of child labor will increase the productivity of the economy and eliminate exploitation of children. Gupta, Shruti; Pirsch, Julie & Girard, Tulay. An Empirical Examination of Multinational Ethical Dilemma: The Issue of Child Labor. â€Å"A Journal of Global Marketing, 23.† Taylor & Francis Group, LLC, (2010):

Paper on Skunk species (Memphitis Memphitis) Research

On Skunk species (Memphitis Memphitis) - Research Paper Example Hooded Skunk (Mephitis macroura). Among these five species of skunks, the striped skunks are the largest. Striped skunks weigh up to fourteen pounds and are about the size of a house cat. They have a stout body, small head, short legs with webbed toes and a bushy tail. The thick, glossy fur is black in color with a thin white stripe down the centre of the face and a broad white stripe beginning on the back of the head which usually divides into two stripes continuing along the back. The long, bushy tail is a mixture of white and black hair. The legs have long, straight claws which they use for digging and ripping apart things as they search for food. Male striped skunks are somewhat bigger than their female counterparts. The skunk has small eyes and ears. Although it can not see well, it has a good sense of smell and hearing. Habitat and Habits The striped skunks are adaptable but prefer open areas of mixed forests and grasslands. They generally live in the abandoned dens of woodchuc ks, foxes or other mammals of similar or larger size and only occasionally excavate their own dens (Encyclopedia Britannica). Since they have very little fear of humans they often inhabit developed areas and nest in houses, walls, basements, culverts and beneath buildings, wood and rock piles. The striped skunks are usually not more than two miles away from water. Although striped skunks can dig their own dens, they seem to prefer moving into ones constructed by other animals. These dens may have one to five well-hidden openings that lead to a system of tunnels and chambers (University of Wisconsin-Stevens Point). They line one of the chambers with leaves and use it as a nest. The leaves are also used to plug the openings to the den during cold weather. A skunk gathers leaves by placing them under its body and then shuffling along to the den with the leaves held between its legs as it moves. Skunks are primarily nocturnal i.e., they are active at night and usually solitary animals. However, mother skunks can often be noticed with their offspring in tow. Skunks leave their den to rummage for food at any hour of the day. However, they are usually away from late afternoon or evening through the night. They usually move within a radius of about 800 m from the den looking for food but may go as far away as 2 km in a night (University of Wisconsin-Stevens Point). Males become more active during the breeding season and can travel as much as 8 km in a night. Adaptation Skunks are active throughout the year but go into a state of torpor inside their dens during the coldest spells of winter (Welcome Wildlife). They prepare for the winter by going on eating binges in the fall and developing a heavy layer of fat and a thick coat. Unlike hibernation, which involves significant drop in body temperature and considerably slow heart rate wherein the creature takes only about one or two breaths per minute, striped skunks go into sporadic groggy sleep intermittent with periods o f active and awake time. Studies have shown that the heart rate, body temperature and respiration of skunks drop only a little. Skunks take long torpor naps in their dens and come out to empty their scent glands and look for food when the temperature becomes warm even slightly.

Modern Audience Essay Example for Free

Modern Audience Essay â€Å"It is impossible for a modern audience to feel comfortable with the Taming of The Shrew† with close reference to Shakespeare’s presentation of Katharina, comic conventions and having the above question in mind, write about your response to the ending of the play In my opinion, The Taming of The Shrew tells the story of an abusive marriage and I would agree with the view that it is impossible for a modern audience to feel comfortable with the play, especially the conclusion of the story. Shakespeare’s presentation of Katharina at the end of the play seems to me to be one of a broken person; she is almost robotic in her obedience and without spirit, except for when singing the praises of wifely submission. â€Å"Thy husband is thy Lord, thy life, thy keeper, thy head, thy sovereign† is a prime example of the disturbing brainwashing Petruchio has carried out on her. This humbled ‘Kate’ is a far cry from the feisty Katharina we are first greeted by in Act 2, where she exchanges a vicious battle of words with Petruchio; â€Å"Asses are made to bear and so are you†. This phrase in itself shows that she is fearless, and defies her society’s conventions, cursing at strangers; a sad contrast to the plays ending, where she has totally conformed to what’s expected of her. The ending of the play also contains very little comedy, with the exception of the argument as to who is the real Vincentio, and the fight between Kate and the Widow. This is because the Taming of the shrew defies most Shakespearian comedy conventions, as the marriage takes place midway the play, rather than at then end as was traditional. I believe that this adds to the discomfort of the modern audience, as after the supposed ‘happy ending’ we are faced with the harsh reality of Petruchio’s treatment of Kate. Shakespeare presents Katharina as completely changed by the end of the play. At first she is wild and seemingly untameable; we see her tie up her sister and argue violently with both Petruchio and her father. â€Å"So may you lose you arms, if you strike me, you are no gentleman, and if no gentleman, why then no arms† Here, Shakespeare presents Katharina as highly skilled with word manipulation, generating humour with her insulting play on words with â€Å"arms† as she brands Petruchio simply a commoner if he would strike her. This is in stark contrast to the ending of the play where she seems to have no free will. She is practically enslaved to Petruchio, agreeing with his every thought and whim. An example of this is Act 4, Scene 5, Petruchio and Kate see Vincentio and Petruchio refers to him as a â€Å"fair and lovely maid†, instructing Kate to â€Å"embrace her for her beauty’s sake†. Shakespeare’s use of a command word clearly shows Petruchio’s power and utter control in their relationship. Vincentio is obviously a man, but despite this, and despite a warning from Hortensio that this pretence will anger Vincentio, â€Å"a will make the man mad, to make a woman of him†, Kate does indeed embrace him for his beauty’s sake; â€Å"Young budding virgin, fair fresh and sweet†. This elaborate language with its piling up of adjectives is an example of hyperbole used for comic effect. It is perhaps also, on a less humorous note, an instance of what many feminists would see as the darker side of The Taming of the Shrew, and the destruction of Katherina’s personality; this is a strong interpretation as she could be seen to be using this elaborate language due to her desperation to please Petruchio or her fear of punishment. Petruchio further exerts his power over Kate by then changing his mind and accusing Kate of madness. â€Å"I hope thou art not mad, this is a man† she readily agrees, ignoring the fact that Petruchio has undermined and humiliated her, and begs for his pardon over her stupidity. This scene is a prime example of the change Petruchio has caused from Katharina to Kate. She is not the character we met in Act 2, and this transformation could be said to be uncomfortable for a modern audience to watch. It is unpleasant to see one human being so completely at the hands of another, and whether this total obedience is due to love, fear or desperation is down to the audience to decide. I think this adds a more disquieting edge to the play as Shakespeare seems to condone Petruchio’s taming, or what most modern audiences would see as abuse. However, some critics, for instance Lucy Bailey, director for the RSC, have stated that the play is a curiously misunderstood love story, not the abusive tale of misogyny some modern audiences would see it as; Bailey says that Petruchio and Kate’s attraction is instant, and that what follows after their first meeting is simply fore-play. Nonetheless, this interpretation is hard to digest in the face of the cruelty Petruchio inflicts on Kate, why would a man in love treat the object of his affections like one of his farm animals? This treatment is particularly shown during Act 4 where Petruchio begins his ‘taming’, he attempts to train Kate as one would train a dog. EXAMPLE. Evaluate language. Other critics have explained this treatment by saying that Petruchio is driven mad by grief after the death of his father he â€Å"takes out his disaffection and anger on other people almost as an experiment. (Director David Farr) The best example of Shakespeare’s changing presentation of Katharina to Kate can be seen in the final scene, in her speech. She has not spoken for several pages, but then, on Petruchio’s command, launches into the longest speech in the entire play, expelling the virtues of being a good wife. The first reason that most modern audiences would find this scene uncomfortable to watch is the way that Petruchio instructs Kate to â€Å"Tell these headstrong women what duty they do owe to their Lords and husbands†. This phrase itself could be seen to be problematic for modern audiences to digest. In the 21st century, men and women are equal, so the way that Petruchio refers to men as â€Å"Lords†, implies a power and control over women that is uncomfortable for most modern audiences to hear. Shakespeare cleverly prioritises the word Lord over Husband in this line emphasising the debt Petruchio feels women owe their husbands, like peasants owe their Lords. In this statement, Petruchio also uses headstrong as an insult, whereas in modern Britain, although it can have negative connotations, headstrong is often a positive personality attribute, implying one knows ones own mind. The ending of The Taming of the Shrew contains very little comic elements, making it all the more uncomfortable. There is the scene in which Vincentio encounters the pedant impersonating himself . The audience has not seen Kate as impassioned during her speech since she was Katharina; we see some of her old spark when she refers to Bianca and The Widow as â€Å"froward and unable worms†. However, this insult could be seen as a sad reflection of how Petruchio has twisted her feisty nature to suit his own needs. Most modern spectators would see the entire speech as incredibly anti-feminist, and I believe that due to this it is impossible for most modern audiences to feel comfortable with The Taming of The Shrew. Kate suggests women should â€Å"kneel for peace† and â€Å"place your hands below your husband’s foot†. These phrases evoke feelings of servitude and to most modern audiences are difficult to hear. Kate’s ‘realisation’ that women are weak, their â€Å"lances nothing but straws† contrasts to her physical violence at the start of the play where she attacks Petruchio. â€Å"That I’ll try (she strikes him)†. Shakespeare uses regal imagery in this speech to show the total infatuation and obedience Kate feels towards Petruchio. She refers to husbands and ‘Lords’, ‘Sovereigns’, ‘Heads’ and ‘Princes’, and these words show the power Petruchio has over Kate and the power she believes all husbands should have over their wives: one of absolute control, akin to the monarch. Shakespeare’s effective listing of these nouns emphasises Kate’s uncanny passion towards Petruchio and wifely obedience. Similes are also widely used in Kate’s final speech; for example, â€Å"to dart a scornful glance† at ones husband â€Å"blots thy beauty as frosts do bite the meads†. Kate now believes that obedience is beauty, and for most modern audiences who live in a society where independence is valued and celebrated, it is impossible to feel comfortable with these ideas.

Roles and Responsibilities of a PE Teacher

Roles and Responsibilities of a PE Teacher QCA (2007) states that a range of activities is needed to be carried out in schools for pupils to become physically active learning new skills that will help with their personal development. It is important for students to understand skills and decision making and understanding how to improve. It is important to be educated in physical activity at a young age in order to carry on with a healthy life-style. Physical Education is not just important in the curriculum for sport it has social benefits too as working together in different roles prepares pupils for future careers. Secondary Physical Education teachers are at the heart of providing the foundations to deliver a good curriculum due to teaching in their own secondary school and also their partnered primary schools as there is a shortage of specialist PE teachers in primary schools (Green, 2008). The Every Child Matters model states that there are five elements that every child has the right to experience. stay safe, be healthy, enjoy and achieve, make a positive contribution and achieve economic well-being (The Association for Physical Education, 2008) schools throughout the country have a different intake of pupils with different needs whilst critiquing the national curriculum Green (2000) suggests that the National Curriculum does not account for what type of school and which pupils would be in your class therefore planning is highly important of every single PE lesson. Teacher have to be fully inclusive to provide for a wide range of abilities in their class, planning is of the upmost importance to provide a fully inclusive lesson (Block, 2002) Every Child Matters and this should be at the very centre of all planning and at the forefront of every Physical Education teachers minds (The Association for Physical Education, 2008). Planning is paramount and is an important responsibility of any teacher because they must gain an understanding of what will actually occur during a lesson (Macfadyen and Bailey, 2002). However, it is argued that unforeseeable situations arise during physical education lessons therefore a teacher needs to have the skills to think on the spot this is gained through experience (Green, 2008). This statement was supported by Macfadyen (2010) stating that planning in too much depth takes away an important teaching skill of improvisation. It is important to understand that planning provides an inclusive curriculum, without planning and differentiation this would simply not happen (Johnson, 2007). Teachers have to have the skill and be responsible for fully inclusive provision for a wide range of abilities in their class planning is of the upmost importance to provide this; however, it has been suggested that physical education teachers often lack the ability to adapt tasks to include SEN s tudents (Block, 2002). This may be through a lack of experience as only in recent years many pupils with disabilities have been moving into mainstream schools and it is the duty of a PE teacher to provide equal opportunities for all participants (Fitzgerald, 2006 cited Green, 2008:187). This is supported by Lieberman and Huston-Wilson, (2002) who state that 93 percent of SEN children are based in mainstream schools. As teachers of PE we have to plan SEN pupils personnel and equipment. It has become apparent that some teachers in this country are not providing a fully inclusive curriculum with regards to SEN students (Block, 2002). In relation to the increase of SEN students in mainstream schools statistics from National Centre for Educational Statistics (2005) states that in the last 30 years EAL students have increased in our schools by 161% (cited Causton-Theoharis et al., 2008: 382). Many EAL students have different cultures and attitudes toward PE that may prevent them from performing. It is therefore the responsibility of the P.E teacher to plan strategies and use communication skills to include EAL students. Another consideration for all teachers is providing for Gifted and Talented students. First the PE teacher needs the skill to identify a gifted student and then ways in which they can be kept engaged during lessons and promote them to elite sporting success (Bailey Morley, 2010). Even though it is positive that certain students with additional needs are catered for by preplanning there tends to be a negative effect on the majority of students in the class. This is because our attention as a teacher gets focused predominantly on the students with the additional needs (Causton-Theoharis, 2008). Planning and risk assessment co-inside with one another in order provide a safe place to work (Macfadyen, 2010). Physical education teachers show high skills when risk assessment becomes routine practice (Shewry, 2008 cited Whitlam, 2010:173). PE teachers must see an event such as injury and danger before it takes place, furthermore physical education teachers must have the skills to prevent a risk without impeding on the students learning (Whitlam, 2010). When pupils take part in practical Physical Education the environment should be safe to exercise and the activity should be carried out safely (Whitlam, 2010). With relation to the National Curriculum this provides students with the underlying knowledge to carry safe and effective exercise on their own away from the classroom (QCA, 2007). An expected role of all teachers is that they are required to be reflective practitioners and evaluate on their own teaching and the learning of pupils as a means of ensuring the intended outcomes are met (Causton-Theoharis, 2008). In order to develop and deliver a curriculum that allows for all pupils to be included and make progress, it is the responsibility of the teacher to examine the needs of the pupils in their class and to adapt their lessons accordingly (Armour, 2010). The teachers with the most success are those who take it as their responsibility to act upon what happened during their class by using reflective strategies. The characteristics of the pupils could not be blamed such as behaviour due to home-life part by the way in which the teacher handles the class reflecting will improve the learning experience and curriculum delivery (James et al., 2007). Furthermore without reflective practice teacher will not gain experience to get across better teaching of the national curriculum (Keay, 2006). Upon critiquing the National Curriculum, reflection is a very important responsibility of the PE teacher, as the teacher is still a learner. The National Curriculum states that evaluating and improving is a key process (QCA, 2007). All people should be able to analyse, evaluate and improve therefore teachers should demonstrate this to. Assessments are a means of obtaining information to find out what level students have achieved. PE teachers need to have analysis skills such as observation to carry this out (Green, 2008). It is an ongoing and never ending process that PE teacher need to continuously develop throughout their career (Casbon and Spackman, 2005). There are two forms of assessment; summative and formative (Green, 2008). The debate has risen in resent modern day Physical Education arguing that teachers should move away from assessment of learning (summative) to assessment for learning (formative) this is because it gives to students a chance to act to improve (Frapewell, 2010). The role of a PE teacher has no difference from any other subject on the National Curriculum with regards to assessment and of high importance to Physical Education (Green, 2008). Assessment for learning has shown that students are given better direction in knowing how to improve, however, the national curriculum within PE lessons does not cater for SEN pupils as teachers are not skilled enough to grade the pupils with SEN on the attainment target criteria (Smith and Green, 2004). This is supported by Lieberman Houston-Wilson (2002) who state that PE teachers need to get speciaist advice from an adapted PE specalist before grading pupils, this therefore demonstrates a weakness in the national curriculum. Frapwell (2010) demonstrates that one important skill needed for PE teachers is that of feedback which is communicating accurate analysis. Blankenship (2008) states this will ultimately help pupils understand what they need to achieve and how they need to act to achieve the outcome (QCA, 2007). Teachers should encourage peer assessment as the national curriculum states that pupils should be able to analyse performance and identify strengths and weaknesses (QCA, 2007). Therefore it is the role of a PE teacher to provide pupils with the skills necessary for them to peer assess. One theory that suggests positive and negative aspects of peer assessment is the competence motivational theory (Harter, 1981 cited Blankenship, 2008:153) which states that feedback from a peer significantly affects the pupils perceived competence. If the peer praises perceived competence will rise, if the pupil is criticised or ignored perceived competence will full. Due to the advance of modern day technology and its affordability, the national curriculum has introduced ICT in the past ten year (Taylor, 2009). However it is debated that ICT should be a cross-curricular subject taught within other subjects as the 21st century world is dependent on it (Becta, 2003 cited Taylor, 2009:147). The National Curriculum for PE is inclusive of ICT as a way of improving performance (QCA, 2007). The use of ICT is also beneficial for pupils finding a role that best suits them in sport besides performing as well as evaluation of performance (QCA, 2007) this can be done by using player cam. As ICT is part of the National Curriculum, it is stated that PE teachers of modern education need to be ICT literate and have the skills and knowledge to use technology within their Physical Education lessons (Taylor, 2009). It was concluded by Bailey (2001) that ICT is awkward to use in PE lesson without careful planning and therefore the planning will allow for teachers to pick up the skills which they need. As a Physical Education teacher you gain further knowledge by participating in sport yourself to improve skills and be responsible to obtain help from coaches and instructors that are more experienced especially in sports and activities the teacher is weak in and take their knowledge into your physical teaching practice. (Carle, 2010) This can help provide good teaching of the national curriculum as pupils have a chance of experiencing a range of activities giving them a greater chance to see what type of activity best suits them. If the teacher understands the sporting technique then pupils are able to refine their own (QCA, 2007). Teachers however, do not have a full understanding of the subject but must act with the best interests of their students (Armour, 2010). Bailey (2001) takes this idea one step further by stating teachers are forever developing subject knowledge, subject knowledge is not the most important skill having the ability to plan is the key to successful teaching. Whilst delivering and planning for a Physical Education lesson Grossman (1990) suggests teachers need to understand four categories before teaching. They need to have an understanding of the topic, students understanding and performing in PE, how it relates the national curriculum and finally the strategies in which they can deliver the topic. However this was criticised by Green (2008) who stated that gaining experience of the teacher is more important. One important knowledge skill of a PE teacher is health knowledge that is to be able to deliver to pupils within the school setting and applied. This knowledge must be up to date, accurate and not hyped up by the media (Armour, 2010). Schools are the first place that The Government can educate and promote Public Health and Physical Education Curriculum is seen to be an ideal place to start (Allensworth et al. 1997). This is supported by Sallis and McKenzie (1991) stating school physical education is seen as an ideal site for the promotion of regular physical activity. Moreover this is because schools already have a captive audience in the pupils Physical Education teacher have the responsibility to provide free of charge opportunities to educate children in health issues (Fox, 1992). One modern problem the nation faces and is the responsibility of PE teachers to tackle is obesity, physical education teacher can play in the treatment of obesity at school (Ward and Bar-Or, 1986) The primary role of physical education is to develop the need for lifelong physical activity (NASPE, 2004: cited Blankenship, 2008:300). This was supported by Shephard and Trudeau (2000) as they consider the most important goal of PE is the long-term health of students. Health related exercise the area of the curriculum which includes the teaching of knowledge, understanding, physical competence and behavioural skills, this is aimed for pupils to understand and create a desire to carry out a healthy life style and be confident to continue participation in physical activity (Harris, 2000). Health related teaching is now an established and statutory component of the National Curriculum for PE in England this there for states it is a legal responsibility of a PE teacher (Carle, 2000). Furthermore, if teachers have the skills to create a positive impact on their pupil during lessons then life-long participation maybe created (Carle, 2000). The Social Learning theory by Bandura (1978) states that students model the behaviour of their teachers and copy reinforced behaviours social learning theory by Bandura (1978). Role modelling as a PE teacher is seen to be an essential skill for PE teachers to attract pupils to participate in life-long physical activity, this is supported by Hopper (2005) shows that primary school teachers tend to push pupils away from Physical Education however secondary school teachers have the specialist personal qualities to deliver the curriculum. The discussion continues Green (2008) stating that showing their love and passion for sport will attract children to continue sport, this applies to a national curriculum aim. In opposition having a love of the sport is not enough teachers need to gain the respect of the students building confidence, social skills, and self-esteem by role modelling in this way students will be more willing to access the curriculum opportunities (Comer 1988). One problem PE teachers experience is communication and therefore becoming friendly with the pupils this leads to discipline issues rather than positive role modelling (Bailey, 2001). This was supported Larson (2006) stating a number of personal qualities have also been associated with it teacher such as enthusiasm, sense of humour, approachability, patience, impartiality, open-mindedness, empathy, ability to be a good communicator and organiser and also be caring towards pupils. A good way in which PE teachers create inter-personal relationships is through extra-curricular clubs (Bailey, 2001). one responsibility of the PE teacher is to provide extracurricular clubs by providing the opportunity before school at lunchtimes and after-school (Green, 2008) the national curriculum states that people should be given the opportunity to participate in and beyond school (QCA, 2007) Physical Education has a place within schools as it is a way in which social cohesion can be brought about as we see the behaviour of pupils improving within the School and social community (Armour, 2010). Furthermore the study by Green (2000) states that a role of the PE teacher it is to promote the social skills during their lessons. Green (2000) suggests this is an unwritten part of the national curriculum however open to critiquing the national curriculum in our state that social well-being is an important outcome of physical education. To conclude it has come apparent that planning is the fundamentals that underpin all the roles and responsibilities of a PE teacher. However reflection is a key responsibility so teachers are able to plan and improve their delivery of the national curriculum. It has become clear from the research highlighted that the main role of Physical education in the nation curriculum is to provide a healthy life style which pupils can use in their adult life and to promote social well being for pupils to become good citizens.

Abortion is Morally Wrong :: Argumentative Essays

In my argumentative coursework I am arguing that abortion is wrong and not to be mistaken with 'Abortion should be made illegal.' I will explain later why I have made this statement. Abortion is the termination of an unborn child in its mother's womb for up to twenty four weeks of the pregnancy or in special circumstances e.g. Disability diagnosis a termination right up until the mother goes in to labour. I think the above definition is an easier and less harsh way of saying that abortion is the murdering of a human being. There are several reasons why abortion is legal and several reasons why it shouldn?t be. I believe there are five3 main ways of preventing abortion and this is why it is wrong and should be illegal. My first point that concerns the prevention abortion is contraception could be made more easily available. I believe that this is the best and most effective way of reducing abortion because the fact is that it is not as accessible as it could be and that a large population does not know how to use contraceptives. My second point is that sex education should be taught properly by a teacher or that teenagers should be made to take a course which explains all the aspects of sex and pregnancy. Research tells that a large number of teenagers do not know how reproduction works or even know what is going on in their bodies. Although teachers are meant to teach this, a lot of teenagers will not understand or may just dismiss the matter and will learn from television or other teenagers and may be misled in to believing certain things about the matter e.g. The hit television soap ?Coronation Street? had a story line involving a teenage girl who got pregnant and her life turned out fine with no disadvantages. Although some girls may believe this can happen, it is very unlikely. I also feel that parents should not have to bear this burden as it may be embarrassing or uncomfortable explaining this to a

Billie Holiday Biography

Billie Holiday (born Eleanora Harris (1915–1959) was an African American jazz singer and songwriter. Her singing style, strongly inspired by jazz musicians, lead to a new way of using word choice and rhythm. A critic named John Bush once wrote that Holiday â€Å"changed the art of American pop vocals forever. † She only co-wrote a few songs, but a number of them have become jazz standards that many musicians strive to live up to.Some of these standards were set by songs of hers such as â€Å"God Bless the Child†, â€Å"Don't Explain†, â€Å"Fine and Mellow†, and â€Å"Lady Sings the Blues†. She also became famous for singing â€Å"Easy Living†, â€Å"Good Morning Heartache†, and â€Å"Strange Fruit†, a protest song  which became one of her standards and was made famous with her 1939 recording. In Harlem she started singing in various night clubs. Holiday took her professional pen name from  Billie Dove, an actress she admired, and the musician Clarence Holiday, thus was born â€Å"Billie Holiday†.The producer  John Hammond arranged for Holiday to make her recording debut, at age 18, in November 1933 with Benny Goodman, singing two songs: â€Å"Your Mother's Son-In-Law† and â€Å"Riffin' the Scotch. † The latter being her first big hit. â€Å"Son-in-Law† sold 300 records,  but â€Å"Riffin' the Scotch,† sold 5,000 records. Hammond was very impressed by Holiday's vocalization style. He said of Holiday that, â€Å"Her singing almost changed my music tastes and my musical life; because she was the first girl singer I'd come across who actually sang like an improvising jazz genius. Hammond compared Holiday positively to Armstrong and said she had a good sense of lyrics at her young age. In early 1959 Holiday found out that she had  cirrhosis of the liver. The doctor told her to stop drinking, which she did for a short time, but soon returned to heavy drinking . Some of her friends tried to get her to check into a hospital, but she did not go. On May 31, 1959, Holiday was forcibly taken to Metropolitan Hospital in New York suffering from  liver  and  heart disease.She was arrested for having drugs with her as she lay dying, and her hospital room was invaded by the police. Police officers were stationed at the door to her room because of her drugs. Holiday remained under police guard at the hospital until she died from  pulmonary edema  and  heart failure caused by cirrhosis of the liver on July 17, 1959. In the final years of her life, she had been gradually tricked out of her earnings because of her drug and alcohol addictions. She died with seventy cents in the bank and seven-hundred fifty dollar tabloid fee.

On the Sidewalk Bleeding by Evan Hunter

On the Sidewalk Bleeding Critical Essay Marianne Lavery The story â€Å"On the sidewalk bleeding† by Evan Hunter deals with the issue of identity through the central character Andy, a young gang member who struggles with his identity as his death draws near. A young boy called Andy who left a nightclub to go and get cigarettes. He started walking through the alley when suddenly he got stabbed. As he got stabbed he heard a voice saying â€Å"That’s for you Royal! Andy had always been proud to be a Royal because the Royals and the guardians were two of the biggest and he was a Royal. Now as he lay dying on the sidewalk with the rain surrounding him, he thought of being a Royal but now all he wanted to be was Andy. It is evident that Andy had felt very proud to be a member of the Royals: â€Å"The Royals and the Guardians, two of the biggest. He was a Royal there had been meaning to the title†. I think Andy was too involved in the Royals to understand that it was o nly a gang name and his life was ending at sixteen because of it. Andy decided to join the gang in the first place because it made him powerful, it made him feel like he was somebody. The extent of his pride was shown when it said: â€Å"Even in his pain, there had been some sort of pride in knowing he was a Royal! † This tells the reader that he didn’t regret ever becoming a Royal. A young person like Andy would join a gang so that they would feel safe from other gangs. Additionally, if they were in a gang they would feel important to be a member of that gang as it would give them a sense of belonging. After Andy was stabbed and he realized that he was going to die, he began to resent his identity as a Royal and just wanted to be known as Andy. â€Å"I’m Andy; he screamed wordlessly, I’m Andy†. As Andy lay there dying, alone in the dark he wanted to shout out â€Å"Hey, I’m alive! Hey look at me! I’m alive! Don’t you know I’m alive? Don’t you know I exist? † Andy was so frustrated and confused. â€Å"He felt very weak and tired†. As every second went by, Andy got increasingly weaker. Andy’s identity as a Royal not only got him stabbed it also prevented people from helping him as they walked past. An example of this was when Angela and Freddie came along and they saw him on the pavement hurt. They were going to hep him but as soon as they realised that he was a Royal, they quickly changed their minds. They said â€Å"if we get a cop, the Guardians will find out who. † I thought this was very cowardly and selfish of them to leave him there, dying just because they were scared. Andy knew he was at deaths door but he didn’t want them to find him and say â€Å"oh he’s a Royal! † So with great difficulty and determination, he rolled over onto his back. He felt the pain tearing at his stomach when he moved. He lay struggling with the shiny, wet jacket. Pain ripped fire across his body whenever he moved. He squirmed and fought and twisted until one arm was free and then the other. Taking this purple jacket off with the lettering on the back that read â€Å"THE ROYALS† was very important to Andy because this jacket had ended his life at only sixteen years old. The final part of this story was very sad because Andy died. Andy’s girlfriend found him first, but when he did not answer her, she ran until she found a cop. The first thing the cop said when he looked at Andy’s dead body was, â€Å"A Royal, huh? † So Andy didn’t even get his final wish, which was to be remembered as just Andy. By reading this story it has made me think about my own identity and I have realized how important it is to keep out of trouble. As I most definitely do not want to be in the same situation as Andy was.

Corporate Finance Homework – Chapter 4

Corporate Finance2 CreditsBU. 231. 620. 62Thursday 6pm – 9pm, 10/18/2012–12/13/2012Fall2, 2012Columbia, Columbia Center, 218| Instructor Shabnam Mousavi Contact Information Phone Number: (410)234-9450 E-mail Address: [email  protected] edu Office Hours Monday/Thursday 10am-noon Required Text and Learning Materials (1) Berk, J. and P. DeMarzo. 2007. Corporate Finance. 2nd Edition. Pearson, Addison-Wesley with MyLab access. The ISBN is 0-13-295-040-5. (2) Lecture Notes. The lecture notes will be posted weekly on Blackboard, before class. 3) MyFinanceLab: All homework and quizzes are posted on MyFinanceLab. Instructions available at the end of this syllabus. Course ID: mousavi28617 Blackboard Site A Blackboard course site is set up for this course. Each student is expected to check the site throughout the semester as Blackboard will be the primary venue for outside classroom communications between the instructors and the students. Students can access the course site at h ttps://blackboard. jhu. edu. Support for Blackboard is available at 1-866-669-6138.Course Evaluation As a research and learning community, the Carey Business School is committed to continuous improvement. Therefore each student must complete the course evaluation as part of the continuous improvement process. Information on how to complete the evaluation will be provided near the end of the course. Disability Services Johns Hopkins University and the Carey Business School are committed to making all academic programs, support services, and facilities accessible.To determine eligibility for accommodations, please contact the Carey Disability Services Office at time of admission and allow least four weeks prior to the beginning of the first class meeting. Students should contact Rachel Hall in the Disability Services office by phone at 410-234-9243, by fax at 443-529-1552, or email: carey. [email  protected] edu. Important Academic Policies and Services * Honor Code * Statement of D iversity and Inclusion * Tutoring * Carey Writing Center * Inclement Weather PolicyStudents are strongly encouraged to consult the Johns Hopkins Carey Business School Student Handbook and Academic Catalog and the School website http://carey. jhu. edu/syllabus_policies for detailed information regarding the above items. Course Description The goal of this course is to analyze the major decisions of a corporation. The course deals primarily with a firm’s investment and financing decisions and the firm’s interaction with capital markets. Topics include valuation of future cash flows and risk, capital budgeting, capital structure theory, and pay-out theory.Course Overview About 90% of total revenues in the US economy are generated by corporations. Understanding decision-making within a corporation, whether it is about the choice of investment or about how to raise capital to finance a specific investment, is fundamentally important to understand the key players in todayâ⠂¬â„¢s economy. This course provides the tools to understand efficient decision-making within a corporation by employing the notion of absence of arbitrage (i. e. , the Law of One Price), namely the fundamental principle shaping all aspects of modern finance.While my goal cannot be to make you expert managers in eight weeks, you will be able to evaluate important corporate decisions coherently within the framework of the no-arbitrage principle. Student Learning Objectives for This Course All Carey graduates are expected to demonstrate competence on four Learning Goals, operationalized in eight Learning Objectives. These learning goals and objectives are supported by the courses Carey offers. For a complete list of Carey learning goals and objectives, please refer to the website http://carey. jhu. edu/LearningAtCarey/LGO/index. html. The learning objectives for this course are: . You should be able to price future certain (and uncertain) streams of income. 2. You should be able to us e effectively valuation methods when making capital-budgeting decisions. 3. You should recognize the financial and strategic implications of alternative corporate financing decisions in different environments. 4. You should recognize the financial and strategic implications of alternative corporate pay-out decisions in different environments. 5. You should understand agency problems in the context of corporate financing and pay-out decisions and their ethical implications. Attendance PolicyClass attendance is mandatory. Each student should read the assigned materials and give careful thought to background information prior to each class session. Having done so will not only facilitate class discussion, it will also lighten your workload because the lectures are much easier to follow after the readings have been digested. Assignments Course grades will be based on 3 quizzes (Dates on MyFinanceLab), homework assignments, and a final exam. The quizzes will be available on MyFinanceLab. A maximum of one quiz can be missed. If a quiz is missed, additional weight (10%) is put on the final exam. Missing a quiz only means â€Å"not sitting for it. † For example, it does not mean â€Å"discarding an unfavorable grade ex-post. †) Homework assignments will be posted each week on MyFinanceLab. You can work on these in groups but you do not have to do so, if you so choose. After due date no points will be given for a homework. The final exam will be about 3-hour long. It will be closed-book. A two-sided (A4) self made consolidation-sheet will be allowed. Evaluation and Grading Assignment| Learning Outcome| Weight| 3 quizzes| 1-5| 10% each| Assignments| 1-5| 20%| Final exam| 1-5| 50%|Important notes about grading policy: The grade for good performance in a course will be a B+/B. The grade of A- will only be awarded for excellent performance. The grade of A will be reserved for those who demonstrate extraordinarily excellent performance. The grades of D+, D, an d D- are not awarded at the graduate level. Grade appeals will ONLY be considered in the case of a documented clerical error. Tentative Course Calendar *The instructor reserves the right to alter course content and/or adjust the pace to accommodate class progress. REMARK1: no class on 11/22, and 11/29- ThanksgivingREMARK2: Online material including quizzes, activities, and practices are designed on MyFinanceLab; Always check your MyFinanceLab for assignments; You are responsible for completing online requirements and submitting your work before deadlines. Pre-course readings: Chapters 1 and 2 of Berk and DeMarzo. If you cannot read these chapters for the first class, it is important that you do so for the second class. Week| Content| Reading| 1| (1) Valuing cash flows (2) Net present values| Chapters 3 and 4| 2| * Fundamentals of capital budgeting| Chapter 7| | Quiz1: see dates on MyFinanceLab (1) Debt and equity financing (2) Modigliani-Miller| Chapter 14| 4| (1) Debt and taxes (2) The cost of bankruptcy (3) Optimal capital structure: the trade-off theory (4) Agency costs: time-permitting| Chapters 15 and 16| 5| Quiz2: see dates on MyFinanceLab * Information and pay-out policy| Chapter 17| 6| no class| Online quizzes and assignments (on MyFinanceLab/Blackboard, beyond homework) for minimum total of 3 hours distributed through semester| 7| Quiz3: see dates on MyFinanceLab * More on capital budgeting (with leverage and market imperfections) (1) Risk and return (2) Systematic versus idiosyncratic risk (3) Evaluating the cost of capital| Chapter 18 Chapter 10 and Chapter 12| 8| Final Exam, in Class| Comprehensive| ————————————————- Copyright Statement Unless explicitly allowed by the instructor, course materials, class discussions, and examinations are created for and expected to be used by class participants only. The recording and rebroadcasting of su ch material, by any means, is forbidden. Violations are subject to sanctions under the Honor Code. MyLab / Mastering Student Registration Instructions To register for BU. 231. 620. 62. FA12: 1. Go to pearsonmylabandmastering. com. 2. Under Register, click Student. 3. Enter your instructor’s course ID: mousavi28617, and click Continue. 4.Sign in with an existing Pearson account or create an account:  · If you have used a Pearson website (for example, MyITLab, Mastering, MyMathLab, or MyPsychLab), enter your Pearson username and password. Click Sign In.  · If you do not have a Pearson account, click Create. Write down your new Pearson username and password to help you remember them. 5. Select an option to access your instructor’s online course:  · Use the access code that came with your textbook or that you purchased separately from the bookstore.  · Buy access using a credit card or PayPal.  · If available, get 17 days of temporary access. (Look for a link nea r the bottom of the page. ) 6. Click Go To Your Course on the Confirmation page. Under MyLab / Mastering New Design on the left, click BU. 231. 620. 2. FA12 to start your work. Retaking or continuing a course? If you are retaking this course or enrolling in another course with the same book, be sure to use your existing Pearson username and password. You will not need to pay again. To sign in later: 1. Go to pearsonmylabandmastering. com. 2. Click Sign In. 3. Enter your Pearson account username and password. Click Sign In. 4. Under MyLab / Mastering New Design on the left, click BU. 231. 620. 62. FA12 to start your work. Additional Information See Students > Get Started on the website for detailed instructions on registering with an access code, credit card, PayPal, or temporary access.

Peer Reviewed Article on ERP Essay Example | Topics and Well Written Essays - 750 words - 1

Peer Reviewed Article on ERP - Essay Example Even though the system was capable, it was prone to manual manipulation and corruption from workers. The system did not provide proper communication between the various working sites. No systems that had been established in the firm helped to support the company. At this point, the company decided to adopt the ERP systems. The company decided that the ERP system was the best one to steer the company forward and to help with the communication problems in the company. In selecting the company that would provide the ERP system, they considered factors such as the financial status of the company, the people and the success rates of the company. In the project team, several managers have extensive knowledge in dealing with the systems and the relationships with the old systems. The team providing the services is Syscorp and it had managers who have a track record of success with the ERP systems. The MIE Company decided to adopt the Microsoft Dynamics SL which is offered for small scale companies (Rajagopal, 2002). Some of the problems that were experienced when implementing the system were grouped into three sections. This included the cultural problems, business problems and technical problems. As much as the company expected the system to be more accepted than the old systems, especially in the areas where the new systems were better than the old systems, the people took a long time to get used to the new system. The team that was carrying out the project decided to demonstrate the success of the old systems by clearly illustrating the improvements that had been made (Liu, 2000). The explanations were given in segments so that people could see the improvements that had been made. To make the employees get more used to the system, the original plan was expanded to take care of the training and the culture which was changing. The Microsoft Dynamics SL system requires a rather rigid business structure

Financial Crisis of 2007-2008, Lax Regulations or something Else Essay

Financial Crisis of 2007-2008, Lax Regulations or something Else - Essay Example Financial Crisis of 2007-2008, Lax Regulations or something Else Over the period of time, financial services industry went through extensive de-regulation with many institutions taking benefits of such lax regulations. Changes in regulations resulted into a shift in orientation and business strategies of the financial institutions. The focus clearly shifted towards managing short term performance rather than ensuring long term survival of the organization.( Allen & Snyder, 2009) Regulations alone however, cannot be termed as the reason for the financial crisis as there were multiple factors at play. Though lax regulations played their part but the changes in business strategies, changes in accounting standards, loose monitoring from the supervisory authorities, efficient market hypothesis as well as other factors were can be evaluated for their possible impact on the crisis. In this part of the paper, it will be argued that lax regulations were not the only reason for the financial crisis which emerged during 2007-2008. Financial crisis of 2007-2008 is considered as one of the worst economic and financial crisis since great depression of 1930s. The sheer size and intensity of the crisis has made it global because not only the developed countries were affected by the crisis but also the other developing countries were subject to crisis also. Besides creating the threat of the complete collapse of the leading financial institutions of the world, it also resulted into governments intervening by bailing out the financial institutions as well as other organizations.... The after effects of the financial crisis forced many developed countries to actually enter into strict austerity measures to deal with the growing public debt and fiscal deficit issues.( Aalbers, 2009) How Crisis Started The overall immediate cause of the financial crisis was the bursting of housing bubble in US wherein subprime mortgage holders started to default on their repayments. Over the period of time, US financial institutions started to lend to those borrowers who were technically not eligible to obtain the loans owing to their bad credit history and other factors. However, such borrowers also offered opportunity to earn higher returns as financial institutions attempted to profit from higher risks. Due to inflows from Russian as well as Asian financial crisis, financial institutions were left with excessive liquidity to offload in developed capital markets of US and UK. In order to utilize excess funds and banking on the lax regulations, financial institutions in US starte d to lend to borrowers with adverse credit history. This was accompanied by the boom in the construction sector of the economy also and financial institutions along with construction companies attempted to benefit from this. Housing bubble however, started to burst simultaneously at other developed markets also. Not only US suffered from the same but countries like UK also witnessed the cooling off of housing market and increasing rates of defaults on housing portfolio. Further, the crashing of the bubble created a contagion effect on other sectors of the economy also. As a result of this crisis and resulting tightening of credit by the financial institutions, other related industries such as automobiles